If your job contributes to your illness, you may benefit from worker’s compensation. Generally, workers’ compensation is a benefit paid to employees when they get injured or sick at work. So if your job causes you a lot of stress or trauma, then your medical expenses may be covered by the worker’s compensation benefit. But it’s better to consult your local department of labor for more information on the extent and duration of coverage.
The federal authority assists people with disability through social security disability insurance (SSDI) and supplemental security income (SSI) programs. SSDI is for workers who pay social security taxes from their paycheck and have a disability. That means it’s a paid benefit since you have to contribute to qualify for payment.
On the other hand, SSI does not require you to work or contribute to the social security fund. Its eligibility depends on your income level, which must be low. To qualify for SSI, your disposable resources must be within the set limits. The more you earn, the lower the benefit you’re likely to receive. Some people may qualify for one of these programs, and others for both.
For you to get SSDI or SSI benefits, you must have a disability that prevents you from working. Here, the first thing is to claim the benefit. Then, an assessment will follow to determine whether the level of your disability qualifies you for the payment.
If you contribute to SSDI, you’ll need to provide more information to determine your qualification. You must show that;
- You have worked for at least five years in the last ten years
- You can’t continue with your previous work
- Prove that your disability limits you from engaging in any other sustaining work
- Your disability will last for at least one year
Once you provide the required evidence, the SSID will determine whether you qualify and how much you can receive. The process can take longer, and sometimes, you may not be eligible on the first attempt. However, you can appeal the decision or get a well-versed lawyer to represent you.